Wells Fargo Financial sucks. They can kiss my shiney hiney and go to somewhere really, really hot and uncomfortable. And I don't mean Florida. Their customer service can't even spell service let alone offer it and their online access is a joke. Why yes, I am bitter. Answer me this, why would my account show delinquent when they sent me a refund check for the exact same amount of the debit in my account? Hmmm, seems they may be trying to charge me for their own stupidity. Jokes on them- I don't have that much money. No one does! Grrrr, I send them negative energy and evil thoughts. That'll scare 'em.