We paid off our 2001 Jeep several years ago and have been lucky that it has required very few repairs over the years. Earlier in the week the check engine light came on. I didn't think too much of it since a few years ago the same thing happened and it was just a sensor that had gone out and she was running just fine. Last night we finally got her to the dealership for a checkup.
They called me bright and early to let me know that my gas cap was leaking fumes and that was the problem; however, since the Jeep has 60,000 miles on it and didn't have the 30,000 maintenance done, there is a lot of things that need to be seen to. After going through the $1200+ list of 'suggested' items, Mike and I settled on a few of the most important. We are further breaking those down in to what we have the cash to do this pay period and what we will get done next paycheck. So I guess we still make payments on it, just in large lump sums every few years. That is still better than having car payments on top of repair bills!